Let us compare the equity release market and secure you THE BEST deal.

Are you looking to use the equity in your home to combat the cost of living crisis or to assist loved ones purchasing their first home? Whatever your needs, our role is to reduce the hassle and find the best product for you.

With Equity Release you can choose between having monthly payments or not: we have products to suit all circumstances.

Am I eligible for equity release?

You could be eligible if:

You’re a homeowner aged over 55

Your property is worth at least £70,000

Compare the whole market in 60 seconds

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Read what others have to say about us

I am a property developer with several hundred properties. I have known David Michael for over five years and in this time have financed or refinanced dozens of my properties through him, both in my personal name and through my companies. I have found him to be very trustworthy, knowledgeable in the finance market, meticulous in execution and very importantly, innovative when a particular solution needs to be found.

I am by nature a cautious person, but David is the only person I have ever been happy to give my signature to without needing to check details, as I know that he would always do as good as scrutiny of the documentation as myself or anyone else.

In short, I would recommend his services to anyone without hesitation or qualification

– Hekmat Baghbadrani

David was recommended to me by a work colleague when I was looking for a mortgage in my 50's and he is absolutely great - friendly, reliable, and a complete gent. He was so knowledgeable about the market and advised me of several options/ways of doing things. I will be back in touch with David soon when the fixed term on my mortgage is coming to an end. I would highly recommend David Michael

– Heather Crocombe

David has been my 'go to' mortgages man for years. He is fantastic! He is so knowledgeable and finds great options and has saved me a lot of time, effort, and money with his solutions. When it came to moving house and given my self-employed work status; David helped me find borrowing opportunities that I did not think would be possible for me. He is brilliant. I can’t thank him enough and always thoroughly recommend him to anyone I can.

– Simon Grodentz

David is very professional, hugely experienced, and warmly personable. I have absolutely no hesitation in recommending him to anyone lucky enough to secure his services.

He was able to get me the best, low-rate interest free 5-year fixed-rate mortgage: I'd spoken to a couple of other mortgage advisors and wasn't offered anything nearly as good. He is someone who really looks after his clients: He stuck patiently with me during divorce negotiations that took over a year and had to renegotiate my offer a couple of times. In the current cost of living crisis, I'm truly grateful for my mortgage and I'm very grateful to David for helping me to secure it.

– Claire Nixon

I had 6 joint mortgaged properties that had to be transferred into my sole name, a daunting process for me. David Michael helped me through every step, explained everything thoroughly and always had my best interests to heart. David is profession and has gone above and beyond to help me. I have and will continue to recommend his services.

– Susan Sullivan

On his visit to our house, he was always on time and his knowledge of the financial services marketplace was superb. Even though I am at retirement age right now, the product he recommended to us was spot on. We got accepted for the mortgage at the first attempt. I would always recommend David to anyone, in fact, we already have recommended David to a family member who was renting their house for more than 20 years. Their first visit to the mortgage market went as smoothly as ours and they are now proud owners of their house.

– Steve Nicholas

We asked David Michael to help us with sorting out a set period interest only mortgage, which ended at a very tricky period for us. David was extremely efficient in the process and came up with the ideal fix for us going forward. He was very knowledgeable and very personable in his dealings with us. We would have no hesitation in recommending David for advice and sourcing appropriate finance.”

– Charles Eatwell

David has helped us and other members of our family to secure mortgages on a number of properties over quite a number of years He offers completely professional, independent advice and every time he has come up trumps with a product that has exactly met our requirements. He brings innovation to the debate, and we often wonder whether we could ever have secured such a good arrangement with anyone other than David. It follows that we would have no hesitation in recommending David to anyone who wishes to have a mortgage.

– Amanda & Grant Morris

I wanted to release equity on my house and fortunately using David Michael meant that it became a painless procedure. David explained in detail what it would entail and made sure I understood the ramifications. I would always recommend David for all your mortgage needs.

– Eve Slater

Case Study

Peter is 65 and lives alone in Gloucester.

He found himself in a position where he just did not have enough money at the end of the month to live a happy and meaningful life. After paying for his mortgage, car loan and credit cards – there is not a lot leftover. He still works full-time but would like to retire if he could.

An Equity Release solution paid off his mortgage, cleared the car loan and the credit cards in full. This freed up £1000 a month and gave Peter free piece of mind.

Peter agreed to make payments to his new mortgage but one that was manageable. By making a monthly payment, even a partial one, the equity left to his daughter would be as much as possible. Later, Peter can choose to stop making payments if he wishes.

Peter can now enjoy his life again and choose how long he wants to work for.